Call reports 2009
FIRST REGIONAL BANK — 2009
What FIRST REGIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,476,570,000 | 2,283,059,000 | 2,184,100,000 | 2,082,684,000 |
| Total loans | 2,318,108,000 | 2,163,088,000 | 2,002,564,000 | 1,944,151,000 |
| Allowance for loan losses | 68,264,000 | 61,403,000 | 57,798,000 | 66,522,000 |
| Securities available for sale | 27,166,000 | 27,001,000 | 30,588,000 | 6,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,210,858,000 | 2,014,087,000 | 1,861,537,000 | 1,664,450,000 |
| Interest-bearing deposits | 1,793,756,000 | 1,611,136,000 | 1,470,217,000 | 1,227,473,000 |
| Noninterest-bearing deposits | 417,102,000 | 402,951,000 | 391,320,000 | 436,977,000 |
| Equity capital | 239,624,000 | 131,785,000 | 131,205,000 | 120,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 28,383,000 | 53,275,000 | 76,703,000 | 97,031,000 |
| Interest expense | 11,321,000 | 20,934,000 | 29,162,000 | 35,618,000 |
| Net interest income | 17,062,000 | 32,341,000 | 47,541,000 | 61,413,000 |
| Noninterest income | 1,866,000 | 3,932,000 | 5,573,000 | 3,982,000 |
| Noninterest expense | 15,982,000 | 34,576,000 | 51,822,000 | 74,281,000 |
| Provision for loan losses | 7,596,000 | 108,726,000 | 109,082,000 | 124,982,000 |
| Pretax income | -4,650,000 | -107,029,000 | -107,790,000 | -133,259,000 |
| Income tax | -2,700,000 | 2,736,000 | 2,736,000 | -12,594,000 |
| Net income | -1,950,000 | -109,765,000 | -110,526,000 | -120,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 238,996,000 | 131,181,000 | 130,420,000 | 120,281,000 |
| Total capital | 269,766,000 | 159,475,000 | 157,146,000 | 146,618,000 |
| Risk-weighted assets | 2,423,083,000 | 2,230,263,000 | 2,106,425,000 | 2,066,501,000 |