Call reports 2008
FIRST REGIONAL BANK — 2008
What FIRST REGIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,317,382,000 | 2,458,929,000 | 2,412,393,000 | 2,459,748,000 |
| Total loans | 2,214,733,000 | 2,326,598,000 | 2,317,608,000 | 2,333,815,000 |
| Allowance for loan losses | 33,580,000 | 43,866,000 | 54,674,000 | 61,336,000 |
| Securities available for sale | 25,136,000 | 24,598,000 | 24,331,000 | 24,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,711,000,000 | 2,005,417,000 | 2,067,098,000 | 2,150,888,000 |
| Interest-bearing deposits | 1,295,810,000 | 1,583,502,000 | 1,675,504,000 | 1,761,456,000 |
| Noninterest-bearing deposits | 415,190,000 | 421,915,000 | 391,594,000 | 389,432,000 |
| Equity capital | 257,863,000 | 222,685,000 | 233,476,000 | 224,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 41,115,000 | 77,913,000 | 115,919,000 | 150,355,000 |
| Interest expense | 12,805,000 | 23,916,000 | 36,574,000 | 49,400,000 |
| Net interest income | 28,310,000 | 53,997,000 | 79,345,000 | 100,955,000 |
| Noninterest income | 4,274,000 | 6,346,000 | 8,280,000 | 10,058,000 |
| Noninterest expense | 14,165,000 | 28,510,000 | 41,776,000 | 56,124,000 |
| Provision for loan losses | 10,809,000 | 69,480,000 | 66,129,000 | 93,701,000 |
| Pretax income | 10,368,000 | -34,889,000 | -17,684,000 | -36,216,000 |
| Income tax | 3,500,000 | -16,822,000 | -10,400,000 | -19,394,000 |
| Net income | 6,868,000 | -18,067,000 | -7,284,000 | -16,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,636,000 | 222,701,000 | 233,484,000 | 223,946,000 |
| Total capital | 286,115,000 | 255,366,000 | 265,446,000 | 255,178,000 |
| Risk-weighted assets | 2,492,745,000 | 2,600,602,000 | 2,532,993,000 | 2,467,352,000 |