Call reports 2007
FIRST REGIONAL BANK — 2007
What FIRST REGIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,023,940,000 | 2,055,026,000 | 2,106,238,000 | 2,170,753,000 |
| Total loans | 1,851,408,000 | 1,913,599,000 | 1,979,881,000 | 2,055,106,000 |
| Allowance for loan losses | 20,693,000 | 21,123,000 | 21,993,000 | 22,771,000 |
| Securities available for sale | 25,556,000 | 24,657,000 | 25,041,000 | 25,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,592,751,000 | 1,643,878,000 | 1,694,934,000 | 1,740,337,000 |
| Interest-bearing deposits | 1,174,141,000 | 1,222,780,000 | 1,264,206,000 | 1,302,858,000 |
| Noninterest-bearing deposits | 418,610,000 | 421,098,000 | 430,728,000 | 437,479,000 |
| Equity capital | 239,445,000 | 249,786,000 | 240,428,000 | 250,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 41,662,000 | 84,299,000 | 128,814,000 | 172,623,000 |
| Interest expense | 13,123,000 | 27,082,000 | 41,796,000 | 56,585,000 |
| Net interest income | 28,539,000 | 57,217,000 | 87,018,000 | 116,038,000 |
| Noninterest income | 1,707,000 | 3,409,000 | 5,410,000 | 7,275,000 |
| Noninterest expense | 12,764,000 | 25,521,000 | 40,098,000 | 56,115,000 |
| Provision for loan losses | -9,000 | 455,000 | 1,325,000 | 2,794,000 |
| Pretax income | 17,462,000 | 34,621,000 | 50,976,000 | 66,830,000 |
| Income tax | 6,575,000 | 12,944,000 | 18,941,000 | 24,420,000 |
| Net income | 10,887,000 | 21,677,000 | 32,035,000 | 42,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,245,000 | 250,035,000 | 240,393,000 | 250,768,000 |
| Total capital | 260,823,000 | 271,879,000 | 263,137,000 | 274,243,000 |
| Risk-weighted assets | 2,135,518,000 | 2,233,779,000 | 2,295,897,000 | 2,349,915,000 |