Call reports 2006
FIRST REGIONAL BANK — 2006
What FIRST REGIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,922,099,000 | 1,996,378,000 | 2,033,242,000 | 2,072,523,000 |
| Total loans | 1,807,836,000 | 1,781,245,000 | 1,841,785,000 | 1,833,113,000 |
| Allowance for loan losses | 18,975,000 | 20,313,000 | 20,131,000 | 20,624,000 |
| Securities available for sale | 6,000,000 | 9,360,000 | 13,066,000 | 22,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,474,783,000 | 1,542,222,000 | 1,575,808,000 | 1,628,965,000 |
| Interest-bearing deposits | 1,008,127,000 | 1,054,914,000 | 1,102,195,000 | 1,159,214,000 |
| Noninterest-bearing deposits | 466,656,000 | 487,308,000 | 473,613,000 | 469,751,000 |
| Equity capital | 197,641,000 | 209,327,000 | 221,880,000 | 234,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 36,725,000 | 76,816,000 | 119,468,000 | 162,562,000 |
| Interest expense | 9,814,000 | 21,112,000 | 33,915,000 | 47,002,000 |
| Net interest income | 26,911,000 | 55,704,000 | 85,553,000 | 115,560,000 |
| Noninterest income | 1,834,000 | 4,063,000 | 5,757,000 | 7,422,000 |
| Noninterest expense | 9,972,000 | 20,669,000 | 32,295,000 | 44,259,000 |
| Provision for loan losses | 2,339,000 | 3,677,000 | 3,582,000 | 3,975,000 |
| Pretax income | 16,434,000 | 35,421,000 | 55,433,000 | 74,748,000 |
| Income tax | 6,428,000 | 13,680,000 | 21,260,000 | 28,092,000 |
| Net income | 10,006,000 | 21,741,000 | 34,173,000 | 46,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,666,000 | 209,385,000 | 221,847,000 | 234,328,000 |
| Total capital | 217,216,000 | 230,435,000 | 242,810,000 | 255,828,000 |
| Risk-weighted assets | 1,947,839,000 | 1,991,321,000 | 2,095,431,000 | 2,124,894,000 |