Call reports 2005
FIRST REGIONAL BANK — 2005
What FIRST REGIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,364,227,000 | 1,449,656,000 | 1,641,760,000 | 1,810,528,000 |
| Total loans | 1,251,353,000 | 1,347,402,000 | 1,511,200,000 | 1,705,934,000 |
| Allowance for loan losses | 13,355,000 | 14,817,000 | 16,275,000 | 17,577,000 |
| Securities available for sale | 15,059,000 | 15,196,000 | 4,161,000 | 4,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,101,064,000 | 1,212,206,000 | 1,345,335,000 | 1,423,904,000 |
| Interest-bearing deposits | 670,512,000 | 790,530,000 | 898,798,000 | 974,123,000 |
| Noninterest-bearing deposits | 430,552,000 | 421,676,000 | 446,537,000 | 449,781,000 |
| Equity capital | 120,688,000 | 127,959,000 | 152,115,000 | 161,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 20,596,000 | 45,028,000 | 73,816,000 | 106,591,000 |
| Interest expense | 2,925,000 | 6,874,000 | 12,584,000 | 20,013,000 |
| Net interest income | 17,671,000 | 38,154,000 | 61,232,000 | 86,578,000 |
| Noninterest income | 1,472,000 | 2,882,000 | 4,448,000 | 5,987,000 |
| Noninterest expense | 7,838,000 | 16,282,000 | 26,319,000 | 36,887,000 |
| Provision for loan losses | 1,400,000 | 2,897,000 | 4,355,000 | 5,647,000 |
| Pretax income | 9,905,000 | 21,857,000 | 35,006,000 | 50,031,000 |
| Income tax | 3,860,000 | 8,573,000 | 13,731,000 | 19,595,000 |
| Net income | 6,045,000 | 13,284,000 | 21,275,000 | 30,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,709,000 | 127,949,000 | 152,126,000 | 161,283,000 |
| Total capital | 134,339,000 | 143,051,000 | 168,726,000 | 179,383,000 |
| Risk-weighted assets | 1,259,795,000 | 1,367,737,000 | 1,573,885,000 | 1,824,837,000 |