Call reports 2002
FIRST REGIONAL BANK — 2002
What FIRST REGIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 364,010,000 | 434,236,000 | 420,664,000 | 466,893,000 |
| Total loans | 309,679,000 | 344,230,000 | 361,062,000 | 405,390,000 |
| Allowance for loan losses | 5,050,000 | 5,200,000 | 5,350,000 | 5,500,000 |
| Securities available for sale | 2,727,000 | 2,741,000 | 2,733,000 | 2,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,197,000 | 398,250,000 | 377,867,000 | 423,182,000 |
| Interest-bearing deposits | 210,272,000 | 269,214,000 | 247,781,000 | 248,938,000 |
| Noninterest-bearing deposits | 118,925,000 | 129,036,000 | 130,086,000 | 174,244,000 |
| Equity capital | 30,584,000 | 31,829,000 | 38,290,000 | 39,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,880,000 | 10,260,000 | 16,329,000 | 22,462,000 |
| Interest expense | 593,000 | 1,218,000 | 1,945,000 | 2,544,000 |
| Net interest income | 4,287,000 | 9,042,000 | 14,384,000 | 19,918,000 |
| Noninterest income | 816,000 | 1,596,000 | 2,434,000 | 3,402,000 |
| Noninterest expense | 4,014,000 | 8,198,000 | 12,582,000 | 17,507,000 |
| Provision for loan losses | 50,000 | 200,000 | 350,000 | 500,000 |
| Pretax income | 1,039,000 | 2,240,000 | 3,886,000 | 5,313,000 |
| Income tax | 392,000 | 849,000 | 1,483,000 | 1,785,000 |
| Net income | 647,000 | 1,391,000 | 2,403,000 | 3,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,105,000 | 31,381,000 | 37,875,000 | 39,032,000 |
| Total capital | 34,000,000 | 35,688,000 | 42,381,000 | 44,042,000 |
| Risk-weighted assets | 310,481,000 | 343,681,000 | 359,630,000 | 400,280,000 |