Call reports 2001
FIRST REGIONAL BANK — 2001
What FIRST REGIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 302,507,000 | 325,334,000 | 331,678,000 | 346,944,000 |
| Total loans | 255,447,000 | 255,731,000 | 263,007,000 | 285,402,000 |
| Allowance for loan losses | 4,842,000 | 4,841,000 | 4,941,000 | 5,000,000 |
| Securities available for sale | 2,983,000 | 1,992,000 | 3,750,000 | 2,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,795,000 | 297,195,000 | 303,230,000 | 312,589,000 |
| Interest-bearing deposits | 170,341,000 | 188,662,000 | 185,781,000 | 196,468,000 |
| Noninterest-bearing deposits | 104,454,000 | 108,533,000 | 117,449,000 | 116,121,000 |
| Equity capital | 23,677,000 | 24,244,000 | 24,896,000 | 30,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,101,000 | 11,992,000 | 17,527,000 | 22,382,000 |
| Interest expense | 1,561,000 | 3,149,000 | 4,334,000 | 5,148,000 |
| Net interest income | 4,540,000 | 8,843,000 | 13,193,000 | 17,234,000 |
| Noninterest income | 579,000 | 1,192,000 | 1,870,000 | 2,713,000 |
| Noninterest expense | 3,577,000 | 7,237,000 | 11,074,000 | 14,792,000 |
| Provision for loan losses | 500,000 | 800,000 | 900,000 | 959,000 |
| Pretax income | 1,042,000 | 1,998,000 | 3,089,000 | 4,196,000 |
| Income tax | 430,000 | 820,000 | 1,261,000 | 1,713,000 |
| Net income | 612,000 | 1,178,000 | 1,828,000 | 2,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,069,000 | 23,667,000 | 24,349,000 | 29,876,000 |
| Total capital | 26,435,000 | 27,192,000 | 27,857,000 | 33,624,000 |
| Risk-weighted assets | 267,777,000 | 280,718,000 | 279,169,000 | 298,552,000 |