Call reports 2008
FIRST SECURITY BANK OF MISSOULA — 2008
What FIRST SECURITY BANK OF MISSOULA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 804,740,000 | 847,048,000 | 886,907,000 | 954,689,000 |
| Total loans | 561,437,000 | 563,676,000 | 560,462,000 | 573,517,000 |
| Allowance for loan losses | 10,351,000 | 10,456,000 | 10,969,000 | 11,537,000 |
| Securities available for sale | 135,897,000 | 139,095,000 | 165,282,000 | 179,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 526,452,000 | 547,161,000 | 543,672,000 | 545,199,000 |
| Interest-bearing deposits | 424,091,000 | 439,010,000 | 440,860,000 | 443,044,000 |
| Noninterest-bearing deposits | 102,360,000 | 108,151,000 | 102,812,000 | 102,155,000 |
| Equity capital | 111,353,000 | 111,821,000 | 112,170,000 | 116,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,208,000 | 25,795,000 | 39,048,000 | 51,480,000 |
| Interest expense | 4,725,000 | 8,747,000 | 13,089,000 | 16,551,000 |
| Net interest income | 8,483,000 | 17,048,000 | 25,959,000 | 34,929,000 |
| Noninterest income | 1,484,000 | 3,019,000 | 4,654,000 | 6,117,000 |
| Noninterest expense | 4,466,000 | 8,859,000 | 13,347,000 | 17,461,000 |
| Provision for loan losses | 150,000 | 380,000 | 750,000 | 1,750,000 |
| Pretax income | 5,326,000 | 10,803,000 | 16,491,000 | 21,810,000 |
| Income tax | 1,825,000 | 3,713,000 | 5,613,000 | 7,282,000 |
| Net income | 3,501,000 | 7,090,000 | 10,878,000 | 14,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,205,000 | 90,924,000 | 92,935,000 | 96,800,000 |
| Total capital | 97,180,000 | 99,082,000 | 101,139,000 | 105,303,000 |
| Risk-weighted assets | 635,666,000 | 650,343,000 | 653,542,000 | 677,194,000 |