Call reports 2007
FIRST SECURITY BANK OF MISSOULA — 2007
What FIRST SECURITY BANK OF MISSOULA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 792,235,000 | 834,834,000 | 836,877,000 | 792,319,000 |
| Total loans | 550,471,000 | 544,951,000 | 552,859,000 | 558,894,000 |
| Allowance for loan losses | 10,543,000 | 10,752,000 | 10,229,000 | 10,212,000 |
| Securities available for sale | 162,584,000 | 151,166,000 | 142,962,000 | 136,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,983,000 | 562,603,000 | 562,407,000 | 533,259,000 |
| Interest-bearing deposits | 442,066,000 | 451,481,000 | 451,089,000 | 423,259,000 |
| Noninterest-bearing deposits | 108,917,000 | 111,123,000 | 111,318,000 | 110,001,000 |
| Equity capital | 104,834,000 | 105,277,000 | 107,545,000 | 109,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,408,000 | 27,312,000 | 41,075,000 | 54,810,000 |
| Interest expense | 5,126,000 | 10,694,000 | 16,142,000 | 21,453,000 |
| Net interest income | 8,282,000 | 16,618,000 | 24,933,000 | 33,357,000 |
| Noninterest income | 1,268,000 | 2,743,000 | 4,488,000 | 6,053,000 |
| Noninterest expense | 4,497,000 | 9,111,000 | 13,470,000 | 17,737,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,100,000 |
| Pretax income | 4,898,000 | 9,945,000 | 15,496,000 | 20,568,000 |
| Income tax | 1,629,000 | 3,335,000 | 5,244,000 | 7,026,000 |
| Net income | 3,269,000 | 6,610,000 | 10,252,000 | 13,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,985,000 | 84,499,000 | 86,342,000 | 87,818,000 |
| Total capital | 90,781,000 | 92,483,000 | 94,420,000 | 95,878,000 |
| Risk-weighted assets | 620,941,000 | 635,939,000 | 644,117,000 | 642,627,000 |