Call reports 2005
FIRST SECURITY BANK OF MISSOULA — 2005
What FIRST SECURITY BANK OF MISSOULA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 617,531,000 | 615,776,000 | 607,675,000 | 768,677,000 |
| Total loans | 343,336,000 | 352,524,000 | 352,833,000 | 462,886,000 |
| Allowance for loan losses | 5,822,000 | 5,948,000 | 6,060,000 | 9,072,000 |
| Securities available for sale | 241,782,000 | 231,439,000 | 217,100,000 | 209,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,158,000 | 345,079,000 | 366,665,000 | 476,253,000 |
| Interest-bearing deposits | 266,134,000 | 266,102,000 | 285,601,000 | 376,982,000 |
| Noninterest-bearing deposits | 72,024,000 | 78,977,000 | 81,064,000 | 99,271,000 |
| Equity capital | 56,141,000 | 59,353,000 | 60,402,000 | 83,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,346,000 | 16,967,000 | 25,809,000 | 36,279,000 |
| Interest expense | 2,286,000 | 4,850,000 | 7,586,000 | 10,991,000 |
| Net interest income | 6,060,000 | 12,117,000 | 18,223,000 | 25,288,000 |
| Noninterest income | 724,000 | 1,592,000 | 2,481,000 | 3,493,000 |
| Noninterest expense | 2,703,000 | 5,407,000 | 8,247,000 | 11,299,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 630,000 |
| Pretax income | 3,931,000 | 8,006,000 | 12,011,000 | 16,856,000 |
| Income tax | 1,264,000 | 2,588,000 | 3,889,000 | 5,505,000 |
| Net income | 2,667,000 | 5,418,000 | 8,122,000 | 11,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,313,000 | 52,906,000 | 54,452,000 | 69,758,000 |
| Total capital | 56,431,000 | 58,081,000 | 59,665,000 | 76,372,000 |
| Risk-weighted assets | 408,759,000 | 413,244,000 | 416,205,000 | 526,654,000 |