Call reports 2004
FIRST SECURITY BANK OF MISSOULA — 2004
What FIRST SECURITY BANK OF MISSOULA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 598,092,000 | 606,333,000 | 610,856,000 | 625,960,000 |
| Total loans | 310,793,000 | 320,733,000 | 324,502,000 | 332,553,000 |
| Allowance for loan losses | 5,507,000 | 5,571,000 | 5,721,000 | 5,726,000 |
| Securities available for sale | 253,709,000 | 245,887,000 | 251,451,000 | 248,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,099,000 | 345,720,000 | 348,642,000 | 359,918,000 |
| Interest-bearing deposits | 273,239,000 | 271,301,000 | 275,234,000 | 272,155,000 |
| Noninterest-bearing deposits | 66,860,000 | 74,419,000 | 73,408,000 | 87,763,000 |
| Equity capital | 52,569,000 | 50,058,000 | 54,930,000 | 56,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 8,117,000 | 16,101,000 | 24,311,000 | 32,539,000 |
| Interest expense | 1,858,000 | 3,717,000 | 5,673,000 | 7,735,000 |
| Net interest income | 6,259,000 | 12,384,000 | 18,638,000 | 24,804,000 |
| Noninterest income | 701,000 | 1,511,000 | 2,336,000 | 3,150,000 |
| Noninterest expense | 2,608,000 | 5,184,000 | 7,851,000 | 10,370,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 4,202,000 | 8,411,000 | 12,673,000 | 17,056,000 |
| Income tax | 1,375,000 | 2,738,000 | 4,128,000 | 5,572,000 |
| Net income | 2,827,000 | 5,673,000 | 8,545,000 | 11,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,585,000 | 46,283,000 | 48,007,000 | 49,798,000 |
| Total capital | 49,150,000 | 51,089,000 | 52,868,000 | 54,800,000 |
| Risk-weighted assets | 364,233,000 | 383,745,000 | 388,059,000 | 399,447,000 |