Call reports 2003
FIRST SECURITY BANK OF MISSOULA — 2003
What FIRST SECURITY BANK OF MISSOULA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 490,582,000 | 539,091,000 | 568,419,000 | 578,618,000 |
| Total loans | 298,156,000 | 307,898,000 | 309,415,000 | 300,659,000 |
| Allowance for loan losses | 4,816,000 | 4,973,000 | 5,507,000 | 5,464,000 |
| Securities available for sale | 155,278,000 | 195,389,000 | 224,156,000 | 242,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,366,000 | 345,835,000 | 354,998,000 | 340,650,000 |
| Interest-bearing deposits | 287,720,000 | 280,491,000 | 283,490,000 | 276,027,000 |
| Noninterest-bearing deposits | 63,646,000 | 65,344,000 | 71,508,000 | 64,623,000 |
| Equity capital | 45,799,000 | 48,081,000 | 47,444,000 | 49,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,351,000 | 15,043,000 | 22,684,000 | 30,411,000 |
| Interest expense | 2,084,000 | 3,990,000 | 5,857,000 | 7,683,000 |
| Net interest income | 5,267,000 | 11,053,000 | 16,827,000 | 22,728,000 |
| Noninterest income | 989,000 | 2,045,000 | 3,110,000 | 3,820,000 |
| Noninterest expense | 2,417,000 | 4,999,000 | 7,565,000 | 10,012,000 |
| Provision for loan losses | 150,000 | 500,000 | 1,100,000 | 1,250,000 |
| Pretax income | 3,703,000 | 7,665,000 | 11,338,000 | 15,352,000 |
| Income tax | 1,304,000 | 2,712,000 | 3,957,000 | 5,288,000 |
| Net income | 2,399,000 | 4,953,000 | 7,381,000 | 10,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,437,000 | 40,057,000 | 41,349,000 | 42,897,000 |
| Total capital | 42,580,000 | 44,342,000 | 45,826,000 | 47,363,000 |
| Risk-weighted assets | 330,787,000 | 342,077,000 | 357,123,000 | 356,301,000 |