Call reports 2002
FIRST SECURITY BANK OF MISSOULA — 2002
What FIRST SECURITY BANK OF MISSOULA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 434,274,000 | 449,117,000 | 481,290,000 | 487,354,000 |
| Total loans | 333,854,000 | 324,920,000 | 317,004,000 | 305,163,000 |
| Allowance for loan losses | 4,159,000 | 4,401,000 | 4,754,000 | 4,682,000 |
| Securities available for sale | 61,262,000 | 88,125,000 | 121,580,000 | 147,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,924,000 | 347,760,000 | 364,381,000 | 352,805,000 |
| Interest-bearing deposits | 294,252,000 | 286,150,000 | 300,762,000 | 290,117,000 |
| Noninterest-bearing deposits | 54,672,000 | 61,610,000 | 63,619,000 | 62,688,000 |
| Equity capital | 38,359,000 | 40,368,000 | 43,371,000 | 44,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,638,000 | 15,391,000 | 23,262,000 | 31,014,000 |
| Interest expense | 2,652,000 | 5,251,000 | 7,812,000 | 10,137,000 |
| Net interest income | 4,986,000 | 10,140,000 | 15,450,000 | 20,877,000 |
| Noninterest income | 846,000 | 1,685,000 | 2,475,000 | 3,598,000 |
| Noninterest expense | 2,356,000 | 4,740,000 | 7,088,000 | 9,496,000 |
| Provision for loan losses | 500,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 2,976,000 | 6,166,000 | 9,467,000 | 13,159,000 |
| Income tax | 1,107,000 | 2,273,000 | 3,457,000 | 4,761,000 |
| Net income | 1,869,000 | 3,893,000 | 6,010,000 | 8,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,890,000 | 34,095,000 | 35,394,000 | 36,963,000 |
| Total capital | 37,007,000 | 38,227,000 | 39,568,000 | 41,147,000 |
| Risk-weighted assets | 329,304,000 | 330,319,000 | 333,306,000 | 334,221,000 |