Call reports 2022
MORRIS BANK — 2022
What MORRIS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,437,184,000 | 1,420,922,000 | 1,424,799,000 | 1,426,476,000 |
| Total loans | 957,285,000 | 1,009,624,000 | 1,030,218,000 | 1,051,720,000 |
| Allowance for loan losses | 12,408,000 | 12,519,000 | 13,027,000 | 13,629,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 267,833,000 | 275,499,000 | 266,551,000 | 259,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,261,548,000 | 1,239,419,000 | 1,239,458,000 | 1,216,361,000 |
| Interest-bearing deposits | 896,502,000 | 871,720,000 | 870,746,000 | 876,009,000 |
| Noninterest-bearing deposits | 365,047,000 | 367,699,000 | 368,711,000 | 340,353,000 |
| Equity capital | 171,068,000 | 176,752,000 | 177,935,000 | 182,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,413,000 | 29,349,000 | 45,029,000 | 61,675,000 |
| Interest expense | 444,000 | 985,000 | 2,221,000 | 4,653,000 |
| Net interest income | 13,969,000 | 28,364,000 | 42,808,000 | 57,022,000 |
| Noninterest income | 1,703,000 | 3,452,000 | 4,779,000 | 6,286,000 |
| Noninterest expense | 8,656,000 | 16,616,000 | 25,187,000 | 33,754,000 |
| Provision for loan losses | 375,000 | 750,000 | 4,500,000 | 5,100,000 |
| Pretax income | 6,641,000 | 14,450,000 | 17,900,000 | 24,454,000 |
| Income tax | 547,000 | 968,000 | 1,536,000 | 832,000 |
| Net income | 6,094,000 | 13,482,000 | 16,364,000 | 23,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,600,000 | 162,574,000 | 164,042,000 | 169,387,000 |
| Total capital | 169,008,000 | 175,093,000 | 177,081,000 | 183,016,000 |
| Risk-weighted assets | 1,209,058,000 | 1,262,992,000 | 1,243,247,000 | 1,285,244,000 |