Call reports 2019
MORRIS BANK — 2019
What MORRIS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 762,304,000 | 925,308,000 | 958,525,000 | 999,581,000 |
| Total loans | 598,558,000 | 723,548,000 | 715,629,000 | 739,806,000 |
| Allowance for loan losses | 9,695,000 | 9,447,000 | 9,585,000 | 9,716,000 |
| Securities available for sale | 70,495,000 | 111,125,000 | 111,148,000 | 124,315,000 |
| Securities held to maturity | 5,579,000 | 5,568,000 | 5,307,000 | 4,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 665,907,000 | 808,091,000 | 835,576,000 | 878,104,000 |
| Interest-bearing deposits | 528,476,000 | 612,498,000 | 629,657,000 | 682,509,000 |
| Noninterest-bearing deposits | 137,430,000 | 195,594,000 | 205,918,000 | 195,595,000 |
| Equity capital | 83,217,000 | 112,359,000 | 117,218,000 | 116,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,113,000 | 21,829,000 | 34,938,000 | 47,575,000 |
| Interest expense | 1,949,000 | 3,985,000 | 6,025,000 | 8,038,000 |
| Net interest income | 8,164,000 | 17,844,000 | 28,913,000 | 39,537,000 |
| Noninterest income | 1,225,000 | 2,208,000 | 3,210,000 | 4,810,000 |
| Noninterest expense | 5,634,000 | 12,522,000 | 18,964,000 | 25,740,000 |
| Provision for loan losses | 375,000 | 825,000 | 1,350,000 | 1,650,000 |
| Pretax income | 3,360,000 | 6,681,000 | 11,785,000 | 16,933,000 |
| Income tax | -1,277,000 | -207,000 | 676,000 | 2,108,000 |
| Net income | 4,637,000 | 6,888,000 | 11,109,000 | 14,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,606,000 | 98,462,000 | 102,771,000 | 102,575,000 |
| Total capital | 88,695,000 | 107,909,000 | 112,350,000 | 112,291,000 |
| Risk-weighted assets | 645,592,000 | 777,795,000 | 766,349,000 | 829,921,000 |