Call reports 2018
MORRIS BANK — 2018
What MORRIS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 712,346,000 | 717,491,000 | 717,783,000 | 749,629,000 |
| Total loans | 573,050,000 | 586,510,000 | 598,800,000 | 613,787,000 |
| Allowance for loan losses | 9,455,000 | 9,206,000 | 9,501,000 | 9,481,000 |
| Securities available for sale | 50,600,000 | 62,306,000 | 68,256,000 | 70,846,000 |
| Securities held to maturity | 5,921,000 | 5,790,000 | 5,730,000 | 5,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,611,000 | 629,654,000 | 631,013,000 | 657,983,000 |
| Interest-bearing deposits | 493,999,000 | 485,534,000 | 501,794,000 | 532,609,000 |
| Noninterest-bearing deposits | 131,612,000 | 144,120,000 | 129,219,000 | 125,374,000 |
| Equity capital | 72,874,000 | 73,420,000 | 74,835,000 | 79,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,892,000 | 18,299,000 | 27,975,000 | 38,232,000 |
| Interest expense | 1,141,000 | 2,426,000 | 3,939,000 | 5,676,000 |
| Net interest income | 7,751,000 | 15,873,000 | 24,036,000 | 32,556,000 |
| Noninterest income | 769,000 | 1,564,000 | 2,353,000 | 3,081,000 |
| Noninterest expense | 4,852,000 | 9,527,000 | 14,156,000 | 18,858,000 |
| Provision for loan losses | 175,000 | 475,000 | 1,200,000 | 1,425,000 |
| Pretax income | 3,490,000 | 7,432,000 | 11,030,000 | 15,351,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,490,000 | 7,432,000 | 11,030,000 | 15,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,259,000 | 72,013,000 | 73,873,000 | 78,208,000 |
| Total capital | 78,635,000 | 79,529,000 | 81,763,000 | 86,308,000 |
| Risk-weighted assets | 588,003,000 | 599,613,000 | 629,589,000 | 646,629,000 |