Call reports 2017
MORRIS BANK — 2017
What MORRIS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 613,270,000 | 644,666,000 | 658,880,000 | 678,663,000 |
| Total loans | 516,659,000 | 533,416,000 | 545,194,000 | 559,845,000 |
| Allowance for loan losses | 8,930,000 | 9,162,000 | 9,263,000 | 9,418,000 |
| Securities available for sale | 51,317,000 | 48,456,000 | 47,407,000 | 51,364,000 |
| Securities held to maturity | 4,839,000 | 4,709,000 | 5,948,000 | 5,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,332,000 | 561,950,000 | 573,906,000 | 593,207,000 |
| Interest-bearing deposits | 422,643,000 | 454,658,000 | 463,148,000 | 475,870,000 |
| Noninterest-bearing deposits | 110,690,000 | 107,292,000 | 110,758,000 | 117,337,000 |
| Equity capital | 65,348,000 | 66,693,000 | 68,401,000 | 70,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,585,000 | 16,008,000 | 24,521,000 | 33,244,000 |
| Interest expense | 696,000 | 1,550,000 | 2,590,000 | 3,664,000 |
| Net interest income | 6,889,000 | 14,458,000 | 21,931,000 | 29,580,000 |
| Noninterest income | 784,000 | 1,554,000 | 2,067,000 | 2,831,000 |
| Noninterest expense | 4,088,000 | 8,480,000 | 12,977,000 | 17,606,000 |
| Provision for loan losses | 175,000 | 475,000 | 675,000 | 975,000 |
| Pretax income | 3,414,000 | 7,020,000 | 10,309,000 | 13,793,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,414,000 | 7,020,000 | 10,309,000 | 13,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,290,000 | 64,104,000 | 65,830,000 | 68,324,000 |
| Total capital | 69,765,000 | 70,905,000 | 72,675,000 | 75,390,000 |
| Risk-weighted assets | 515,537,000 | 541,694,000 | 545,153,000 | 562,968,000 |