Call reports 2016
MORRIS BANK — 2016
What MORRIS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 564,899,000 | 551,454,000 | 571,909,000 | 609,520,000 |
| Total loans | 432,883,000 | 448,314,000 | 470,950,000 | 505,363,000 |
| Allowance for loan losses | 8,351,000 | 8,624,000 | 8,693,000 | 8,950,000 |
| Securities available for sale | 54,031,000 | 53,921,000 | 53,405,000 | 51,317,000 |
| Securities held to maturity | 5,679,000 | 5,493,000 | 5,301,000 | 5,180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,973,000 | 476,486,000 | 494,615,000 | 532,359,000 |
| Interest-bearing deposits | 386,281,000 | 374,372,000 | 395,166,000 | 424,229,000 |
| Noninterest-bearing deposits | 103,692,000 | 102,114,000 | 99,450,000 | 108,130,000 |
| Equity capital | 60,587,000 | 60,583,000 | 62,356,000 | 62,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,742,000 | 13,782,000 | 21,545,000 | 29,409,000 |
| Interest expense | 693,000 | 1,435,000 | 2,089,000 | 2,766,000 |
| Net interest income | 6,049,000 | 12,347,000 | 19,456,000 | 26,643,000 |
| Noninterest income | 584,000 | 1,222,000 | 1,558,000 | 2,236,000 |
| Noninterest expense | 3,754,000 | 7,570,000 | 11,735,000 | 15,909,000 |
| Provision for loan losses | 500,000 | 875,000 | 1,175,000 | 1,735,000 |
| Pretax income | 2,412,000 | 5,160,000 | 8,142,000 | 11,273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,412,000 | 5,160,000 | 8,142,000 | 11,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,534,000 | 57,288,000 | 59,079,000 | 60,468,000 |
| Total capital | 63,164,000 | 63,022,000 | 65,068,000 | 66,861,000 |
| Risk-weighted assets | 447,650,000 | 455,824,000 | 476,436,000 | 508,865,000 |