Call reports 2015
MORRIS BANK — 2015
What MORRIS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 490,420,000 | 520,778,000 | 549,916,000 | 557,366,000 |
| Total loans | 391,826,000 | 414,039,000 | 415,391,000 | 431,316,000 |
| Allowance for loan losses | 8,195,000 | 8,241,000 | 8,251,000 | 8,219,000 |
| Securities available for sale | 46,882,000 | 46,270,000 | 44,865,000 | 54,839,000 |
| Securities held to maturity | 5,175,000 | 5,827,000 | 5,815,000 | 5,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,046,000 | 453,214,000 | 478,853,000 | 484,908,000 |
| Interest-bearing deposits | 327,190,000 | 349,796,000 | 388,312,000 | 392,168,000 |
| Noninterest-bearing deposits | 90,856,000 | 103,418,000 | 90,540,000 | 92,740,000 |
| Equity capital | 53,382,000 | 52,825,000 | 55,933,000 | 57,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,161,000 | 12,536,000 | 19,258,000 | 26,153,000 |
| Interest expense | 667,000 | 1,346,000 | 2,021,000 | 2,755,000 |
| Net interest income | 5,494,000 | 11,190,000 | 17,237,000 | 23,398,000 |
| Noninterest income | 681,000 | 1,220,000 | 2,161,000 | 2,503,000 |
| Noninterest expense | 3,142,000 | 6,434,000 | 10,210,000 | 13,946,000 |
| Provision for loan losses | 385,000 | 795,000 | 870,000 | 945,000 |
| Pretax income | 2,645,000 | 5,178,000 | 8,315,000 | 11,007,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,645,000 | 5,178,000 | 8,315,000 | 11,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,476,000 | 52,658,000 | 55,396,000 | 55,203,000 |
| Total capital | 57,476,000 | 57,937,000 | 60,777,000 | 60,788,000 |
| Risk-weighted assets | 396,840,000 | 419,368,000 | 427,606,000 | 444,192,000 |