Call reports 2014
MORRIS BANK — 2014
What MORRIS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 457,362,000 | 469,667,000 | 478,986,000 | 503,858,000 |
| Total loans | 359,659,000 | 390,940,000 | 381,294,000 | 392,532,000 |
| Allowance for loan losses | 7,519,000 | 7,861,000 | 7,573,000 | 8,088,000 |
| Securities available for sale | 50,609,000 | 49,380,000 | 49,415,000 | 53,372,000 |
| Securities held to maturity | 3,000,000 | 2,967,000 | 3,656,000 | 4,328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,748,000 | 397,245,000 | 405,865,000 | 433,400,000 |
| Interest-bearing deposits | 319,060,000 | 322,335,000 | 330,418,000 | 345,745,000 |
| Noninterest-bearing deposits | 70,688,000 | 74,910,000 | 75,447,000 | 87,655,000 |
| Equity capital | 48,438,000 | 48,119,000 | 49,537,000 | 50,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,672,000 | 11,567,000 | 17,866,000 | 24,063,000 |
| Interest expense | 600,000 | 1,232,000 | 1,891,000 | 2,566,000 |
| Net interest income | 5,072,000 | 10,335,000 | 15,975,000 | 21,497,000 |
| Noninterest income | 497,000 | 1,132,000 | 2,114,000 | 2,623,000 |
| Noninterest expense | 2,765,000 | 5,701,000 | 8,764,000 | 11,831,000 |
| Provision for loan losses | 375,000 | 780,000 | 1,515,000 | 2,215,000 |
| Pretax income | 2,523,000 | 5,080,000 | 7,904,000 | 10,168,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,523,000 | 5,080,000 | 7,904,000 | 10,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,035,000 | 48,243,000 | 49,416,000 | 50,180,000 |
| Total capital | 53,515,000 | 53,022,000 | 54,125,000 | 55,067,000 |
| Risk-weighted assets | 355,328,000 | 379,227,000 | 373,822,000 | 388,085,000 |