Call reports 2012
MORRIS BANK — 2012
What MORRIS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 338,563,000 | 340,269,000 | 361,868,000 | 380,675,000 |
| Total loans | 257,539,000 | 261,398,000 | 275,400,000 | 286,471,000 |
| Allowance for loan losses | 5,643,000 | 5,915,000 | 6,217,000 | 6,669,000 |
| Securities available for sale | 45,517,000 | 46,901,000 | 52,839,000 | 55,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,745,000 | 282,515,000 | 302,698,000 | 319,610,000 |
| Interest-bearing deposits | 246,244,000 | 249,013,000 | 262,969,000 | 274,286,000 |
| Noninterest-bearing deposits | 36,501,000 | 33,503,000 | 39,729,000 | 45,324,000 |
| Equity capital | 34,364,000 | 36,228,000 | 37,571,000 | 38,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,468,000 | 8,985,000 | 13,655,000 | 18,471,000 |
| Interest expense | 737,000 | 1,435,000 | 2,063,000 | 2,668,000 |
| Net interest income | 3,731,000 | 7,550,000 | 11,592,000 | 15,803,000 |
| Noninterest income | 386,000 | 944,000 | 1,348,000 | 2,220,000 |
| Noninterest expense | 2,115,000 | 4,173,000 | 6,364,000 | 8,936,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,550,000 | 2,180,000 |
| Pretax income | 1,402,000 | 3,121,000 | 5,004,000 | 6,883,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,402,000 | 3,121,000 | 5,004,000 | 6,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,302,000 | 35,022,000 | 36,224,000 | 37,423,000 |
| Total capital | 36,643,000 | 38,340,000 | 39,743,000 | 41,040,000 |
| Risk-weighted assets | 266,653,000 | 262,784,000 | 278,787,000 | 286,268,000 |