Call reports 2011
MORRIS BANK — 2011
What MORRIS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 339,816,000 | 329,708,000 | 333,920,000 | 336,723,000 |
| Total loans | 256,961,000 | 259,296,000 | 259,256,000 | 253,943,000 |
| Allowance for loan losses | 5,270,000 | 5,399,000 | 5,606,000 | 5,175,000 |
| Securities available for sale | 41,837,000 | 40,436,000 | 44,302,000 | 45,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,032,000 | 271,325,000 | 279,204,000 | 281,844,000 |
| Interest-bearing deposits | 251,747,000 | 236,740,000 | 244,741,000 | 249,124,000 |
| Noninterest-bearing deposits | 33,285,000 | 34,585,000 | 34,463,000 | 32,720,000 |
| Equity capital | 30,738,000 | 31,718,000 | 32,456,000 | 33,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,369,000 | 8,904,000 | 13,338,000 | 17,886,000 |
| Interest expense | 1,141,000 | 2,145,000 | 3,054,000 | 3,860,000 |
| Net interest income | 3,228,000 | 6,759,000 | 10,284,000 | 14,026,000 |
| Noninterest income | 557,000 | 725,000 | 831,000 | 1,319,000 |
| Noninterest expense | 2,058,000 | 4,123,000 | 6,022,000 | 8,022,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,375,000 |
| Pretax income | 1,127,000 | 2,161,000 | 3,293,000 | 4,948,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,127,000 | 2,161,000 | 3,293,000 | 4,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,445,000 | 30,919,000 | 31,523,000 | 32,551,000 |
| Total capital | 33,625,000 | 34,162,000 | 34,773,000 | 35,838,000 |
| Risk-weighted assets | 252,344,000 | 256,536,000 | 260,550,000 | 261,052,000 |