Call reports 2010
MORRIS BANK — 2010
What MORRIS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 336,101,000 | 334,541,000 | 335,647,000 | 354,725,000 |
| Total loans | 245,721,000 | 244,943,000 | 246,907,000 | 254,130,000 |
| Allowance for loan losses | 4,140,000 | 4,375,000 | 4,792,000 | 4,761,000 |
| Securities available for sale | 33,466,000 | 34,542,000 | 36,878,000 | 44,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,473,000 | 282,412,000 | 279,055,000 | 299,968,000 |
| Interest-bearing deposits | 257,790,000 | 259,999,000 | 255,073,000 | 264,910,000 |
| Noninterest-bearing deposits | 26,683,000 | 22,413,000 | 23,982,000 | 35,058,000 |
| Equity capital | 25,305,000 | 26,256,000 | 30,145,000 | 30,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,100,000 | 8,294,000 | 12,607,000 | 16,859,000 |
| Interest expense | 1,333,000 | 2,737,000 | 4,158,000 | 5,478,000 |
| Net interest income | 2,767,000 | 5,557,000 | 8,449,000 | 11,381,000 |
| Noninterest income | 215,000 | 376,000 | 717,000 | 1,004,000 |
| Noninterest expense | 1,357,000 | 2,858,000 | 4,373,000 | 6,085,000 |
| Provision for loan losses | 700,000 | 1,450,000 | 2,100,000 | 2,500,000 |
| Pretax income | 925,000 | 1,858,000 | 2,926,000 | 4,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 925,000 | 1,858,000 | 2,926,000 | 4,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,638,000 | 25,570,000 | 29,188,000 | 29,878,000 |
| Total capital | 27,562,000 | 28,563,000 | 32,239,000 | 33,022,000 |
| Risk-weighted assets | 232,738,000 | 238,027,000 | 242,309,000 | 249,928,000 |