Call reports 2007
MORRIS BANK — 2007
What MORRIS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 156,872,000 | 168,628,000 | 184,316,000 | 194,304,000 |
| Total loans | 111,992,000 | 135,161,000 | 145,449,000 | 154,008,000 |
| Allowance for loan losses | 1,518,000 | 1,618,000 | 1,860,000 | 2,310,000 |
| Securities available for sale | 28,462,000 | 24,054,000 | 27,826,000 | 27,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,334,000 | 134,830,000 | 154,316,000 | 159,812,000 |
| Interest-bearing deposits | 113,029,000 | 113,045,000 | 134,067,000 | 135,864,000 |
| Noninterest-bearing deposits | 19,305,000 | 21,785,000 | 20,249,000 | 23,948,000 |
| Equity capital | 14,479,000 | 14,426,000 | 15,129,000 | 15,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,716,000 | 5,636,000 | 9,010,000 | 12,476,000 |
| Interest expense | 1,096,000 | 2,264,000 | 3,707,000 | 5,180,000 |
| Net interest income | 1,620,000 | 3,372,000 | 5,303,000 | 7,296,000 |
| Noninterest income | 199,000 | 409,000 | 623,000 | 877,000 |
| Noninterest expense | 1,072,000 | 2,153,000 | 3,285,000 | 4,450,000 |
| Provision for loan losses | 60,000 | 170,000 | 405,000 | 855,000 |
| Pretax income | 687,000 | 1,390,000 | 2,168,000 | 2,779,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 687,000 | 1,390,000 | 2,168,000 | 2,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,755,000 | 14,996,000 | 15,314,000 | 15,727,000 |
| Total capital | 16,100,000 | 16,602,000 | 17,043,000 | 17,552,000 |
| Risk-weighted assets | 107,439,000 | 128,447,000 | 138,167,000 | 145,531,000 |