Call reports 2006
MORRIS BANK — 2006
What MORRIS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 136,595,000 | 138,263,000 | 138,394,000 | 150,730,000 |
| Total loans | 88,122,000 | 90,904,000 | 98,048,000 | 104,927,000 |
| Allowance for loan losses | 1,313,000 | 1,335,000 | 1,353,000 | 1,475,000 |
| Securities available for sale | 31,680,000 | 30,235,000 | 29,281,000 | 28,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,568,000 | 115,754,000 | 114,735,000 | 128,269,000 |
| Interest-bearing deposits | 98,152,000 | 99,763,000 | 98,827,000 | 107,532,000 |
| Noninterest-bearing deposits | 16,416,000 | 15,991,000 | 15,908,000 | 20,737,000 |
| Equity capital | 12,123,000 | 12,436,000 | 13,375,000 | 13,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,178,000 | 6,521,000 | 9,040,000 |
| Interest expense | 710,000 | 1,550,000 | 2,474,000 | 3,498,000 |
| Net interest income | 1,296,000 | 2,628,000 | 4,047,000 | 5,542,000 |
| Noninterest income | 279,000 | 553,000 | 748,000 | 967,000 |
| Noninterest expense | 907,000 | 1,772,000 | 2,697,000 | 3,690,000 |
| Provision for loan losses | 33,000 | 44,000 | 59,000 | 79,000 |
| Pretax income | 635,000 | 1,365,000 | 2,015,000 | 2,691,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 635,000 | 1,365,000 | 2,015,000 | 2,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,786,000 | 13,516,000 | 13,882,000 | 14,274,000 |
| Total capital | 13,942,000 | 14,701,000 | 15,097,000 | 15,577,000 |
| Risk-weighted assets | 92,319,000 | 94,674,000 | 97,073,000 | 104,041,000 |