Call reports 2002
MORRIS BANK — 2002
What MORRIS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 141,749,000 | 134,648,000 | 134,812,000 | 129,815,000 |
| Total loans | 91,195,000 | 87,346,000 | 86,088,000 | 85,715,000 |
| Allowance for loan losses | 1,121,000 | 1,167,000 | 1,291,000 | 2,729,000 |
| Securities available for sale | 29,966,000 | 33,247,000 | 35,816,000 | 36,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,549,000 | 117,960,000 | 119,593,000 | 115,772,000 |
| Interest-bearing deposits | 112,736,000 | 109,334,000 | 110,376,000 | 105,861,000 |
| Noninterest-bearing deposits | 9,813,000 | 8,626,000 | 9,217,000 | 9,911,000 |
| Equity capital | 11,233,000 | 11,748,000 | 12,292,000 | 11,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,351,000 | 4,596,000 | 6,780,000 | 8,891,000 |
| Interest expense | 1,160,000 | 2,178,000 | 3,129,000 | 3,980,000 |
| Net interest income | 1,191,000 | 2,418,000 | 3,651,000 | 4,911,000 |
| Noninterest income | 233,000 | 416,000 | 627,000 | 842,000 |
| Noninterest expense | 887,000 | 1,779,000 | 2,706,000 | 3,602,000 |
| Provision for loan losses | 110,000 | 250,000 | 400,000 | 1,789,000 |
| Pretax income | 427,000 | 805,000 | 1,172,000 | 362,000 |
| Income tax | 3,000 | 8,000 | 13,000 | 19,000 |
| Net income | 424,000 | 797,000 | 1,159,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,081,000 | 10,994,000 | 11,158,000 | 10,131,000 |
| Total capital | 12,202,000 | 12,161,000 | 12,344,000 | 11,300,000 |
| Risk-weighted assets | 98,219,000 | 94,335,000 | 94,774,000 | 91,990,000 |