Call report 2023Q4
WATERMARK BANK — 2023Q4
The 22 measures WATERMARK BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 313,859,000 | USD | evidence → |
| Total loans | 266,051,000 | USD | evidence → |
| Allowance for loan losses | 4,316,000 | USD | evidence → |
| Securities available for sale | 13,524,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 264,228,000 | USD | evidence → |
| Interest-bearing deposits | 222,740,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,488,000 | USD | evidence → |
| Equity capital | 44,486,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,770,000 | USD | evidence → |
| Interest expense | 7,064,000 | USD | evidence → |
| Net interest income | 11,706,000 | USD | evidence → |
| Noninterest income | 460,000 | USD | evidence → |
| Noninterest expense | 7,256,000 | USD | evidence → |
| Provision for loan losses | 1,025,000 | USD | evidence → |
| Pretax income | 3,885,000 | USD | evidence → |
| Income tax | 955,000 | USD | evidence → |
| Net income | 2,930,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,208,000 | USD | evidence → |
| Total capital | 47,809,000 | USD | evidence → |
| Risk-weighted assets | 287,384,000 | USD | evidence → |