Call report 2023Q2
WATERMARK BANK — 2023Q2
The 22 measures WATERMARK BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 290,332,000 | USD | evidence → |
| Total loans | 241,947,000 | USD | evidence → |
| Allowance for loan losses | 3,716,000 | USD | evidence → |
| Securities available for sale | 13,165,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 242,796,000 | USD | evidence → |
| Interest-bearing deposits | 201,626,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,170,000 | USD | evidence → |
| Equity capital | 42,735,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,232,000 | USD | evidence → |
| Interest expense | 2,677,000 | USD | evidence → |
| Net interest income | 5,555,000 | USD | evidence → |
| Noninterest income | 195,000 | USD | evidence → |
| Noninterest expense | 3,262,000 | USD | evidence → |
| Provision for loan losses | 425,000 | USD | evidence → |
| Pretax income | 2,063,000 | USD | evidence → |
| Income tax | 496,000 | USD | evidence → |
| Net income | 1,567,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,787,000 | USD | evidence → |
| Total capital | 46,101,000 | USD | evidence → |
| Risk-weighted assets | 264,746,000 | USD | evidence → |