Call report 2020Q4
WATERMARK BANK — 2020Q4
The 22 measures WATERMARK BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 165,127,000 | USD | evidence → |
| Total loans | 151,764,000 | USD | evidence → |
| Allowance for loan losses | 2,308,000 | USD | evidence → |
| Securities available for sale | 8,401,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,919,000 | USD | evidence → |
| Interest-bearing deposits | 86,275,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,644,000 | USD | evidence → |
| Equity capital | 25,333,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,962,000 | USD | evidence → |
| Interest expense | 812,000 | USD | evidence → |
| Net interest income | 5,150,000 | USD | evidence → |
| Noninterest income | 304,000 | USD | evidence → |
| Noninterest expense | 4,056,000 | USD | evidence → |
| Provision for loan losses | 1,692,000 | USD | evidence → |
| Pretax income | -218,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -218,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,202,000 | USD | evidence → |
| Total capital | 27,275,000 | USD | evidence → |
| Risk-weighted assets | 165,620,000 | USD | evidence → |