Call reports 2021
PREMIER BANK OF ARKANSAS — 2021
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 189,692,000 | 196,484,000 | 199,751,000 | 227,414,000 |
| Total loans | 152,713,000 | 164,557,000 | 169,519,000 | 163,265,000 |
| Allowance for loan losses | 1,892,000 | 2,095,000 | 2,120,000 | 2,121,000 |
| Securities available for sale | 1,674,000 | 1,469,000 | 1,287,000 | 1,130,000 |
| Securities held to maturity | 1,966,000 | 1,761,000 | 1,337,000 | 1,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,946,000 | 168,161,000 | 171,163,000 | 198,401,000 |
| Interest-bearing deposits | 114,633,000 | 121,250,000 | 122,216,000 | 129,610,000 |
| Noninterest-bearing deposits | 47,312,000 | 46,911,000 | 48,947,000 | 68,790,000 |
| Equity capital | 26,289,000 | 26,781,000 | 27,319,000 | 27,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,895,000 | 3,953,000 | 5,620,000 | 7,851,000 |
| Interest expense | 99,000 | 174,000 | 250,000 | 323,000 |
| Net interest income | 1,796,000 | 3,779,000 | 5,370,000 | 7,528,000 |
| Noninterest income | 171,000 | 364,000 | 826,000 | 947,000 |
| Noninterest expense | 1,315,000 | 2,621,000 | 3,925,000 | 5,334,000 |
| Provision for loan losses | 35,000 | 242,000 | 267,000 | 267,000 |
| Pretax income | 617,000 | 1,280,000 | 2,004,000 | 2,874,000 |
| Income tax | 155,000 | 321,000 | 505,000 | 762,000 |
| Net income | 462,000 | 959,000 | 1,499,000 | 2,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,788,000 | 26,286,000 | 26,738,000 | 27,382,000 |
| Total capital | 27,659,000 | 28,251,000 | 28,858,000 | 29,429,000 |
| Risk-weighted assets | 149,697,000 | 157,057,000 | 182,248,000 | 163,676,000 |