Call reports 2020
PREMIER BANK OF ARKANSAS — 2020
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 168,664,000 | 183,226,000 | 175,404,000 | 190,698,000 |
| Total loans | 122,676,000 | 140,354,000 | 146,854,000 | 140,680,000 |
| Allowance for loan losses | 1,602,000 | 1,854,000 | 1,855,000 | 1,856,000 |
| Securities available for sale | 5,443,000 | 3,032,000 | 2,500,000 | 1,987,000 |
| Securities held to maturity | 4,087,000 | 2,421,000 | 1,966,000 | 1,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,163,000 | 157,081,000 | 148,758,000 | 163,620,000 |
| Interest-bearing deposits | 105,634,000 | 109,946,000 | 108,822,000 | 116,347,000 |
| Noninterest-bearing deposits | 37,530,000 | 47,136,000 | 39,937,000 | 47,273,000 |
| Equity capital | 24,464,000 | 24,867,000 | 25,459,000 | 25,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,903,000 | 5,709,000 | 7,495,000 |
| Interest expense | 276,000 | 553,000 | 783,000 | 942,000 |
| Net interest income | 1,471,000 | 3,350,000 | 4,926,000 | 6,553,000 |
| Noninterest income | 352,000 | 505,000 | 684,000 | 857,000 |
| Noninterest expense | 1,323,000 | 2,569,000 | 3,838,000 | 5,183,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 250,000 |
| Pretax income | 500,000 | 1,044,000 | 1,530,000 | 1,985,000 |
| Income tax | 121,000 | 255,000 | 376,000 | 447,000 |
| Net income | 379,000 | 789,000 | 1,154,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,864,000 | 24,275,000 | 24,905,000 | 25,322,000 |
| Total capital | 25,334,000 | 25,959,000 | 26,741,000 | 26,967,000 |
| Risk-weighted assets | 117,489,000 | 134,577,000 | 146,860,000 | 131,407,000 |