Call reports 2016
PREMIER BANK OF ARKANSAS — 2016
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 148,274,000 | 150,764,000 | 151,002,000 | 159,363,000 |
| Total loans | 107,178,000 | 111,716,000 | 109,989,000 | 101,277,000 |
| Allowance for loan losses | 1,385,000 | 1,385,000 | 1,392,000 | 1,394,000 |
| Securities available for sale | 6,796,000 | 5,435,000 | 15,048,000 | 14,127,000 |
| Securities held to maturity | 4,300,000 | 4,599,000 | 4,599,000 | 4,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,061,000 | 130,199,000 | 130,326,000 | 138,712,000 |
| Interest-bearing deposits | 101,512,000 | 101,051,000 | 99,699,000 | 103,171,000 |
| Noninterest-bearing deposits | 26,549,000 | 29,148,000 | 30,628,000 | 35,541,000 |
| Equity capital | 19,044,000 | 19,424,000 | 19,786,000 | 19,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,459,000 | 2,920,000 | 4,421,000 | 5,894,000 |
| Interest expense | 148,000 | 303,000 | 456,000 | 610,000 |
| Net interest income | 1,311,000 | 2,617,000 | 3,965,000 | 5,284,000 |
| Noninterest income | 178,000 | 377,000 | 570,000 | 762,000 |
| Noninterest expense | 949,000 | 1,877,000 | 2,818,000 | 3,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 540,000 | 1,117,000 | 1,717,000 | 2,368,000 |
| Income tax | 191,000 | 397,000 | 611,000 | 844,000 |
| Net income | 349,000 | 720,000 | 1,106,000 | 1,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,572,000 | 17,945,000 | 18,328,000 | 18,745,000 |
| Total capital | 18,922,000 | 19,330,000 | 19,718,000 | 20,061,000 |
| Risk-weighted assets | 107,772,000 | 112,205,000 | 112,860,000 | 105,195,000 |