Call reports 2015
PREMIER BANK OF ARKANSAS — 2015
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 150,603,000 | 149,182,000 | 149,051,000 | 151,370,000 |
| Total loans | 109,266,000 | 109,770,000 | 114,154,000 | 105,619,000 |
| Allowance for loan losses | 1,391,000 | 1,394,000 | 1,396,000 | 1,398,000 |
| Securities available for sale | 12,295,000 | 11,762,000 | 7,856,000 | 6,974,000 |
| Securities held to maturity | 5,044,000 | 5,045,000 | 5,045,000 | 5,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,120,000 | 130,356,000 | 129,710,000 | 131,764,000 |
| Interest-bearing deposits | 106,540,000 | 104,776,000 | 101,131,000 | 102,514,000 |
| Noninterest-bearing deposits | 25,580,000 | 25,580,000 | 28,579,000 | 29,250,000 |
| Equity capital | 17,630,000 | 18,009,000 | 18,411,000 | 18,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 2,929,000 | 4,440,000 | 5,978,000 |
| Interest expense | 158,000 | 316,000 | 470,000 | 624,000 |
| Net interest income | 1,312,000 | 2,613,000 | 3,970,000 | 5,354,000 |
| Noninterest income | 160,000 | 490,000 | 719,000 | 914,000 |
| Noninterest expense | 926,000 | 1,889,000 | 2,898,000 | 4,085,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 546,000 | 1,214,000 | 1,804,000 | 2,196,000 |
| Income tax | 194,000 | 434,000 | 645,000 | 780,000 |
| Net income | 352,000 | 780,000 | 1,159,000 | 1,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,092,000 | 16,545,000 | 16,949,000 | 17,207,000 |
| Total capital | 16,092,000 | 17,887,000 | 18,345,000 | 18,526,000 |
| Risk-weighted assets | 107,052,000 | 107,216,000 | 113,564,000 | 105,418,000 |