Call reports 2014
PREMIER BANK OF ARKANSAS — 2014
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 146,204,000 | 147,334,000 | 148,562,000 | 159,378,000 |
| Total loans | 98,291,000 | 108,081,000 | 113,398,000 | 108,860,000 |
| Allowance for loan losses | 1,205,000 | 1,195,000 | 1,301,000 | 1,375,000 |
| Securities available for sale | 9,692,000 | 7,651,000 | 12,471,000 | 12,479,000 |
| Securities held to maturity | 4,978,000 | 4,979,000 | 4,939,000 | 5,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,193,000 | 129,981,000 | 130,950,000 | 141,561,000 |
| Interest-bearing deposits | 106,018,000 | 104,855,000 | 106,026,000 | 109,678,000 |
| Noninterest-bearing deposits | 23,175,000 | 25,127,000 | 24,925,000 | 31,883,000 |
| Equity capital | 16,128,000 | 16,538,000 | 16,853,000 | 17,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 2,813,000 | 4,354,000 | 5,932,000 |
| Interest expense | 158,000 | 317,000 | 476,000 | 640,000 |
| Net interest income | 1,189,000 | 2,496,000 | 3,878,000 | 5,292,000 |
| Noninterest income | 170,000 | 414,000 | 617,000 | 828,000 |
| Noninterest expense | 919,000 | 1,864,000 | 2,807,000 | 3,820,000 |
| Provision for loan losses | 0 | 8,000 | 118,000 | 203,000 |
| Pretax income | 440,000 | 1,038,000 | 1,570,000 | 2,099,000 |
| Income tax | 156,000 | 364,000 | 553,000 | 739,000 |
| Net income | 284,000 | 674,000 | 1,017,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,095,000 | 16,487,000 | 16,834,000 | 17,179,000 |
| Total capital | 17,300,000 | 17,682,000 | 18,135,000 | 18,529,000 |
| Risk-weighted assets | 97,422,000 | 105,961,000 | 112,335,000 | 107,920,000 |