Call reports 2013
PREMIER BANK OF ARKANSAS — 2013
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 140,946,000 | 133,540,000 | 133,764,000 | 149,031,000 |
| Total loans | 85,509,000 | 92,619,000 | 98,462,000 | 96,330,000 |
| Allowance for loan losses | 1,094,000 | 1,099,000 | 1,101,000 | 1,204,000 |
| Securities available for sale | 11,611,000 | 9,906,000 | 12,409,000 | 9,762,000 |
| Securities held to maturity | 2,584,000 | 4,147,000 | 4,147,000 | 5,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,736,000 | 117,732,000 | 115,555,000 | 132,650,000 |
| Interest-bearing deposits | 104,166,000 | 99,995,000 | 94,572,000 | 99,663,000 |
| Noninterest-bearing deposits | 21,570,000 | 17,737,000 | 20,983,000 | 32,986,000 |
| Equity capital | 14,999,000 | 15,276,000 | 15,614,000 | 15,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,533,000 | 3,927,000 | 5,309,000 |
| Interest expense | 165,000 | 321,000 | 471,000 | 622,000 |
| Net interest income | 1,078,000 | 2,212,000 | 3,456,000 | 4,687,000 |
| Noninterest income | 283,000 | 610,000 | 841,000 | 1,091,000 |
| Noninterest expense | 888,000 | 1,838,000 | 2,816,000 | 3,731,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 473,000 | 984,000 | 1,481,000 | 1,947,000 |
| Income tax | 171,000 | 354,000 | 531,000 | 692,000 |
| Net income | 302,000 | 630,000 | 950,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,916,000 | 15,242,000 | 15,563,000 | 15,868,000 |
| Total capital | 16,010,000 | 16,341,000 | 16,664,000 | 17,072,000 |
| Risk-weighted assets | 92,052,000 | 95,161,000 | 99,995,000 | 96,855,000 |