Call reports 2012
PREMIER BANK OF ARKANSAS — 2012
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 121,963,000 | 128,077,000 | 130,822,000 | 148,070,000 |
| Total loans | 83,101,000 | 89,388,000 | 92,307,000 | 85,859,000 |
| Allowance for loan losses | 1,171,000 | 1,172,000 | 1,166,000 | 1,091,000 |
| Securities available for sale | 17,701,000 | 19,596,000 | 18,466,000 | 12,757,000 |
| Securities held to maturity | 1,833,000 | 2,883,000 | 2,883,000 | 2,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,656,000 | 113,542,000 | 105,883,000 | 132,930,000 |
| Interest-bearing deposits | 88,462,000 | 93,532,000 | 87,673,000 | 107,315,000 |
| Noninterest-bearing deposits | 19,194,000 | 20,010,000 | 18,210,000 | 25,615,000 |
| Equity capital | 13,819,000 | 14,132,000 | 14,427,000 | 14,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,660,000 | 4,060,000 | 5,396,000 |
| Interest expense | 166,000 | 333,000 | 494,000 | 661,000 |
| Net interest income | 1,154,000 | 2,327,000 | 3,566,000 | 4,735,000 |
| Noninterest income | 278,000 | 527,000 | 828,000 | 1,200,000 |
| Noninterest expense | 955,000 | 1,943,000 | 3,034,000 | 4,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 477,000 | 911,000 | 1,360,000 | 1,828,000 |
| Income tax | 173,000 | 325,000 | 489,000 | 656,000 |
| Net income | 304,000 | 586,000 | 871,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,730,000 | 14,017,000 | 14,303,000 | 14,612,000 |
| Total capital | 14,806,000 | 15,180,000 | 15,469,000 | 15,703,000 |
| Risk-weighted assets | 86,037,000 | 93,020,000 | 96,581,000 | 93,783,000 |