Call reports 2011
PREMIER BANK OF ARKANSAS — 2011
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 97,638,000 | 102,002,000 | 103,256,000 | 115,503,000 |
| Total loans | 76,798,000 | 80,345,000 | 82,920,000 | 78,799,000 |
| Allowance for loan losses | 1,156,000 | 1,031,000 | 1,032,000 | 1,171,000 |
| Securities available for sale | 2,986,000 | 2,781,000 | 2,580,000 | 18,456,000 |
| Securities held to maturity | 2,215,000 | 2,215,000 | 1,768,000 | 1,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,433,000 | 86,436,000 | 87,191,000 | 101,227,000 |
| Interest-bearing deposits | 68,574,000 | 69,582,000 | 60,760,000 | 69,914,000 |
| Noninterest-bearing deposits | 15,859,000 | 16,854,000 | 26,431,000 | 31,313,000 |
| Equity capital | 12,744,000 | 12,970,000 | 13,338,000 | 13,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,601,000 | 3,959,000 | 5,282,000 |
| Interest expense | 197,000 | 366,000 | 522,000 | 670,000 |
| Net interest income | 1,057,000 | 2,235,000 | 3,437,000 | 4,612,000 |
| Noninterest income | 271,000 | 484,000 | 768,000 | 1,056,000 |
| Noninterest expense | 920,000 | 1,944,000 | 2,876,000 | 3,863,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 408,000 | 775,000 | 1,332,000 | 1,608,000 |
| Income tax | 148,000 | 279,000 | 484,000 | 587,000 |
| Net income | 260,000 | 496,000 | 848,000 | 1,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,647,000 | 12,883,000 | 13,241,000 | 13,420,000 |
| Total capital | 13,642,000 | 13,914,000 | 14,273,000 | 14,477,000 |
| Risk-weighted assets | 79,413,000 | 83,582,000 | 84,938,000 | 84,572,000 |