Call reports 2010
PREMIER BANK OF ARKANSAS — 2010
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 101,992,000 | 98,698,000 | 102,772,000 | 104,695,000 |
| Total loans | 74,506,000 | 77,118,000 | 77,867,000 | 73,609,000 |
| Allowance for loan losses | 1,155,000 | 1,115,000 | 1,118,000 | 1,153,000 |
| Securities available for sale | 6,254,000 | 3,928,000 | 3,668,000 | 3,262,000 |
| Securities held to maturity | 2,474,000 | 2,274,000 | 2,274,000 | 2,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,552,000 | 86,029,000 | 89,825,000 | 91,719,000 |
| Interest-bearing deposits | 71,845,000 | 72,644,000 | 74,257,000 | 75,330,000 |
| Noninterest-bearing deposits | 17,707,000 | 13,385,000 | 15,568,000 | 16,389,000 |
| Equity capital | 12,082,000 | 12,250,000 | 12,347,000 | 12,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,627,000 | 3,979,000 | 5,244,000 |
| Interest expense | 326,000 | 648,000 | 944,000 | 1,203,000 |
| Net interest income | 986,000 | 1,979,000 | 3,035,000 | 4,041,000 |
| Noninterest income | 196,000 | 397,000 | 601,000 | 932,000 |
| Noninterest expense | 837,000 | 1,794,000 | 2,682,000 | 3,584,000 |
| Provision for loan losses | 0 | 0 | 0 | 190,000 |
| Pretax income | 345,000 | 673,000 | 1,045,000 | 1,290,000 |
| Income tax | 122,000 | 235,000 | 366,000 | 457,000 |
| Net income | 223,000 | 438,000 | 679,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,927,000 | 12,142,000 | 12,233,000 | 12,387,000 |
| Total capital | 12,917,000 | 13,148,000 | 13,252,000 | 13,374,000 |
| Risk-weighted assets | 79,087,000 | 80,404,000 | 81,411,000 | 78,848,000 |