Call reports 2008
PREMIER BANK OF ARKANSAS — 2008
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 94,597,000 | 99,906,000 | 101,822,000 | 101,879,000 |
| Total loans | 67,709,000 | 72,745,000 | 75,156,000 | 73,057,000 |
| Allowance for loan losses | 931,000 | 1,028,000 | 1,205,000 | 1,195,000 |
| Securities available for sale | 10,080,000 | 10,858,000 | 10,586,000 | 9,645,000 |
| Securities held to maturity | 3,571,000 | 3,431,000 | 3,431,000 | 3,431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,136,000 | 77,371,000 | 75,724,000 | 82,116,000 |
| Interest-bearing deposits | 62,726,000 | 61,298,000 | 60,265,000 | 64,906,000 |
| Noninterest-bearing deposits | 17,410,000 | 16,073,000 | 15,459,000 | 17,210,000 |
| Equity capital | 10,026,000 | 10,282,000 | 10,319,000 | 10,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,558,000 | 3,085,000 | 4,590,000 | 6,084,000 |
| Interest expense | 598,000 | 1,106,000 | 1,616,000 | 2,041,000 |
| Net interest income | 960,000 | 1,979,000 | 2,974,000 | 4,043,000 |
| Noninterest income | 183,000 | 401,000 | 597,000 | 791,000 |
| Noninterest expense | 710,000 | 1,396,000 | 2,197,000 | 3,139,000 |
| Provision for loan losses | 0 | 100,000 | 310,000 | 310,000 |
| Pretax income | 433,000 | 884,000 | 1,064,000 | 1,385,000 |
| Income tax | 152,000 | 313,000 | 379,000 | 482,000 |
| Net income | 281,000 | 571,000 | 685,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,141,000 | 10,431,000 | 10,545,000 | 10,763,000 |
| Total capital | 11,072,000 | 11,420,000 | 10,545,000 | 10,763,000 |
| Risk-weighted assets | 73,864,000 | 79,061,000 | 79,034,000 | 76,782,000 |