Call reports 2007
PREMIER BANK OF ARKANSAS — 2007
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,691,000 | 101,446,000 | 101,812,000 | 95,819,000 |
| Total loans | 59,398,000 | 65,195,000 | 65,966,000 | 65,326,000 |
| Allowance for loan losses | 841,000 | 845,000 | 868,000 | 933,000 |
| Securities available for sale | 22,233,000 | 21,828,000 | 21,794,000 | 16,900,000 |
| Securities held to maturity | 4,552,000 | 4,094,000 | 3,990,000 | 3,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,150,000 | 82,100,000 | 81,454,000 | 84,176,000 |
| Interest-bearing deposits | 66,786,000 | 67,654,000 | 66,287,000 | 67,320,000 |
| Noninterest-bearing deposits | 15,364,000 | 14,446,000 | 15,167,000 | 16,856,000 |
| Equity capital | 8,836,000 | 8,896,000 | 9,254,000 | 9,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 2,968,000 | 4,628,000 | 6,270,000 |
| Interest expense | 687,000 | 1,427,000 | 2,212,000 | 2,883,000 |
| Net interest income | 748,000 | 1,541,000 | 2,416,000 | 3,387,000 |
| Noninterest income | 168,000 | 342,000 | 557,000 | 781,000 |
| Noninterest expense | 600,000 | 1,264,000 | 1,971,000 | 2,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 316,000 | 619,000 | 1,002,000 | 1,463,000 |
| Income tax | 102,000 | 199,000 | 324,000 | 490,000 |
| Net income | 214,000 | 420,000 | 678,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,112,000 | 9,318,000 | 9,576,000 | 9,871,000 |
| Total capital | 9,953,000 | 10,163,000 | 10,444,000 | 10,784,000 |
| Risk-weighted assets | 69,217,000 | 74,806,000 | 75,172,000 | 73,022,000 |