Call reports 2006
PREMIER BANK OF ARKANSAS — 2006
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 92,824,000 | 94,424,000 | 95,154,000 | 96,075,000 |
| Total loans | 51,980,000 | 56,526,000 | 60,066,000 | 57,864,000 |
| Allowance for loan losses | 720,000 | 726,000 | 736,000 | 846,000 |
| Securities available for sale | 23,598,000 | 23,234,000 | 23,401,000 | 22,216,000 |
| Securities held to maturity | 2,670,000 | 2,870,000 | 2,869,000 | 4,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,647,000 | 79,843,000 | 80,680,000 | 86,779,000 |
| Interest-bearing deposits | 66,703,000 | 68,043,000 | 68,311,000 | 69,632,000 |
| Noninterest-bearing deposits | 11,944,000 | 11,800,000 | 12,369,000 | 17,147,000 |
| Equity capital | 7,826,000 | 7,905,000 | 8,360,000 | 8,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,653,000 | 4,103,000 | 5,587,000 |
| Interest expense | 574,000 | 1,260,000 | 1,988,000 | 2,693,000 |
| Net interest income | 671,000 | 1,393,000 | 2,115,000 | 2,894,000 |
| Noninterest income | 152,000 | 309,000 | 516,000 | 703,000 |
| Noninterest expense | 600,000 | 1,172,000 | 1,763,000 | 2,397,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 135,000 |
| Pretax income | 223,000 | 520,000 | 843,000 | 1,065,000 |
| Income tax | 65,000 | 161,000 | 274,000 | 347,000 |
| Net income | 158,000 | 359,000 | 569,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,338,000 | 8,539,000 | 8,749,000 | 8,898,000 |
| Total capital | 9,058,000 | 9,265,000 | 9,485,000 | 9,732,000 |
| Risk-weighted assets | 61,800,000 | 66,308,000 | 68,971,000 | 66,701,000 |