Call reports 2005
PREMIER BANK OF ARKANSAS — 2005
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,062,000 | 71,277,000 | 81,556,000 | 85,354,000 |
| Total loans | 39,245,000 | 43,554,000 | 46,884,000 | 50,325,000 |
| Allowance for loan losses | 651,000 | 669,000 | 677,000 | 679,000 |
| Securities available for sale | 18,987,000 | 18,916,000 | 24,512,000 | 23,980,000 |
| Securities held to maturity | 737,000 | 1,765,000 | 1,874,000 | 2,568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,171,000 | 62,892,000 | 55,851,000 | 63,856,000 |
| Interest-bearing deposits | 51,625,000 | 53,869,000 | 46,627,000 | 49,459,000 |
| Noninterest-bearing deposits | 7,546,000 | 9,023,000 | 9,224,000 | 14,397,000 |
| Equity capital | 7,645,000 | 7,887,000 | 7,982,000 | 7,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,861,000 | 2,929,000 | 4,145,000 |
| Interest expense | 311,000 | 670,000 | 1,052,000 | 1,514,000 |
| Net interest income | 559,000 | 1,191,000 | 1,877,000 | 2,631,000 |
| Noninterest income | 71,000 | 154,000 | 256,000 | 355,000 |
| Noninterest expense | 465,000 | 958,000 | 1,480,000 | 2,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 165,000 | 387,000 | 653,000 | 587,000 |
| Income tax | 63,000 | 143,000 | 243,000 | 189,000 |
| Net income | 102,000 | 244,000 | 410,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,925,000 | 8,009,000 | 8,197,000 | 8,185,000 |
| Total capital | 8,507,000 | 8,652,000 | 8,874,000 | 8,864,000 |
| Risk-weighted assets | 46,457,000 | 51,409,000 | 55,384,000 | 59,232,000 |