Call reports 2004
PREMIER BANK OF ARKANSAS — 2004
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 48,067,000 | 49,420,000 | 57,663,000 | 67,047,000 |
| Total loans | 28,141,000 | 31,551,000 | 36,528,000 | 36,124,000 |
| Allowance for loan losses | 828,000 | 757,000 | 730,000 | 691,000 |
| Securities available for sale | 15,133,000 | 13,246,000 | 12,147,000 | 16,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,572,000 | 40,625,000 | 49,758,000 | 59,113,000 |
| Interest-bearing deposits | 34,905,000 | 35,397,000 | 43,047,000 | 47,685,000 |
| Noninterest-bearing deposits | 5,667,000 | 5,228,000 | 6,711,000 | 11,428,000 |
| Equity capital | 7,286,000 | 7,394,000 | 7,662,000 | 7,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,393,000 | 2,148,000 | 2,974,000 |
| Interest expense | 239,000 | 461,000 | 694,000 | 973,000 |
| Net interest income | 465,000 | 932,000 | 1,454,000 | 2,001,000 |
| Noninterest income | 84,000 | 166,000 | 257,000 | 342,000 |
| Noninterest expense | 345,000 | 735,000 | 1,222,000 | 1,686,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 363,000 | 526,000 | 694,000 |
| Income tax | 79,000 | 136,000 | 196,000 | 263,000 |
| Net income | 125,000 | 227,000 | 330,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,206,000 | 7,600,000 | 7,690,000 | 7,823,000 |
| Total capital | 7,585,000 | 8,016,000 | 8,187,000 | 8,336,000 |
| Risk-weighted assets | 29,856,000 | 32,917,000 | 39,472,000 | 40,796,000 |