Call reports 2003
PREMIER BANK OF ARKANSAS — 2003
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,996,000 | 44,787,000 | 45,562,000 | 59,363,000 |
| Total loans | 29,290,000 | 30,136,000 | 29,694,000 | 27,489,000 |
| Allowance for loan losses | 950,000 | 897,000 | 819,000 | 823,000 |
| Securities available for sale | 8,897,000 | 11,292,000 | 9,881,000 | 23,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,537,000 | 40,176,000 | 40,795,000 | 54,576,000 |
| Interest-bearing deposits | 35,681,000 | 35,844,000 | 35,916,000 | 45,276,000 |
| Noninterest-bearing deposits | 3,856,000 | 4,332,000 | 4,879,000 | 9,300,000 |
| Equity capital | 4,215,000 | 4,384,000 | 4,394,000 | 4,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,532,000 | 2,235,000 | 2,931,000 |
| Interest expense | 250,000 | 506,000 | 760,000 | 1,013,000 |
| Net interest income | 544,000 | 1,026,000 | 1,475,000 | 1,918,000 |
| Noninterest income | 34,000 | 77,000 | 156,000 | 244,000 |
| Noninterest expense | 313,000 | 655,000 | 1,063,000 | 1,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 265,000 | 448,000 | 568,000 | 835,000 |
| Income tax | 90,000 | 152,000 | 193,000 | 302,000 |
| Net income | 175,000 | 296,000 | 375,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,162,000 | 4,283,000 | 4,288,000 | 4,501,000 |
| Total capital | 4,582,000 | 4,710,000 | 4,674,000 | 4,894,000 |
| Risk-weighted assets | 33,099,000 | 33,726,000 | 30,919,000 | 31,044,000 |