Call reports 2002
PREMIER BANK OF ARKANSAS — 2002
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,821,000 | 37,757,000 | 41,527,000 | 44,751,000 |
| Total loans | 24,823,000 | 28,690,000 | 30,584,000 | 27,778,000 |
| Allowance for loan losses | 419,000 | 598,000 | 588,000 | 1,047,000 |
| Securities available for sale | 5,575,000 | 5,569,000 | 5,121,000 | 10,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,561,000 | 33,480,000 | 36,989,000 | 40,590,000 |
| Interest-bearing deposits | 27,173,000 | 29,070,000 | 32,203,000 | 34,791,000 |
| Noninterest-bearing deposits | 4,388,000 | 4,410,000 | 4,786,000 | 5,799,000 |
| Equity capital | 4,155,000 | 4,217,000 | 4,426,000 | 4,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,198,000 | 1,855,000 | 2,434,000 |
| Interest expense | 198,000 | 389,000 | 618,000 | 867,000 |
| Net interest income | 361,000 | 809,000 | 1,237,000 | 1,567,000 |
| Noninterest income | 39,000 | 71,000 | 106,000 | 150,000 |
| Noninterest expense | 225,000 | 530,000 | 832,000 | 1,187,000 |
| Provision for loan losses | 60,000 | 249,000 | 249,000 | 829,000 |
| Pretax income | 115,000 | 101,000 | 262,000 | -299,000 |
| Income tax | 45,000 | 60,000 | 60,000 | -127,000 |
| Net income | 70,000 | 41,000 | 202,000 | -172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,229,000 | 4,200,000 | 4,361,000 | 3,987,000 |
| Total capital | 4,559,000 | 4,556,000 | 4,742,000 | 4,357,000 |
| Risk-weighted assets | 26,329,000 | 28,275,000 | 30,293,000 | 29,115,000 |