Call reports 2001
PREMIER BANK OF ARKANSAS — 2001
What PREMIER BANK OF ARKANSAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,388,000 | 32,701,000 | 34,395,000 | 35,890,000 |
| Total loans | 21,678,000 | 24,699,000 | 25,249,000 | 23,966,000 |
| Allowance for loan losses | 269,000 | 277,000 | 298,000 | 392,000 |
| Securities available for sale | 4,221,000 | 5,534,000 | 4,750,000 | 8,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,319,000 | 28,438,000 | 29,991,000 | 31,438,000 |
| Interest-bearing deposits | 24,452,000 | 25,263,000 | 26,574,000 | 27,430,000 |
| Noninterest-bearing deposits | 2,867,000 | 3,175,000 | 3,417,000 | 4,008,000 |
| Equity capital | 3,894,000 | 3,965,000 | 4,066,000 | 4,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,264,000 | 1,963,000 | 2,645,000 |
| Interest expense | 322,000 | 669,000 | 991,000 | 1,254,000 |
| Net interest income | 281,000 | 595,000 | 972,000 | 1,391,000 |
| Noninterest income | 34,000 | 75,000 | 115,000 | 167,000 |
| Noninterest expense | 244,000 | 507,000 | 769,000 | 933,000 |
| Provision for loan losses | 0 | 8,000 | 42,000 | 132,000 |
| Pretax income | 71,000 | 155,000 | 276,000 | 493,000 |
| Income tax | 32,000 | 54,000 | 84,000 | 176,000 |
| Net income | 39,000 | 101,000 | 192,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,880,000 | 3,942,000 | 4,033,000 | 4,159,000 |
| Total capital | 4,149,000 | 4,219,000 | 4,331,000 | 4,490,000 |
| Risk-weighted assets | 23,134,000 | 24,376,000 | 26,840,000 | 26,380,000 |