Call reports 2005
BRANCH BANKING AND TRUST COMPANY OF SOUTH CAROLINA — 2005
What BRANCH BANKING AND TRUST COMPANY OF SOUTH CAROLINA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 6,242,119,000 | 6,498,176,000 | 6,555,600,000 | 6,763,212,000 |
| Total loans | 4,806,764,000 | 4,971,232,000 | 4,963,290,000 | 4,911,179,000 |
| Allowance for loan losses | 88,147,000 | 90,182,000 | 89,157,000 | 86,254,000 |
| Securities available for sale | 54,672,000 | 55,050,000 | 52,129,000 | 52,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,769,085,000 | 4,793,935,000 | 4,804,055,000 | 5,019,577,000 |
| Interest-bearing deposits | 3,785,798,000 | 3,791,137,000 | 3,785,453,000 | 3,970,797,000 |
| Noninterest-bearing deposits | 983,287,000 | 1,002,798,000 | 1,018,602,000 | 1,048,780,000 |
| Equity capital | 580,458,000 | 593,229,000 | 609,430,000 | 610,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 78,970,000 | 164,093,000 | 258,221,000 | 359,181,000 |
| Interest expense | 23,796,000 | 48,932,000 | 78,781,000 | 111,834,000 |
| Net interest income | 55,174,000 | 115,161,000 | 179,440,000 | 247,347,000 |
| Noninterest income | 19,684,000 | 41,958,000 | 65,527,000 | 89,771,000 |
| Noninterest expense | 34,804,000 | 73,822,000 | 108,654,000 | 143,545,000 |
| Provision for loan losses | 3,897,000 | 8,249,000 | 13,528,000 | 14,419,000 |
| Pretax income | 36,548,000 | 75,439,000 | 123,218,000 | 179,587,000 |
| Income tax | 13,165,000 | 27,170,000 | 44,339,000 | 64,768,000 |
| Net income | 23,383,000 | 48,269,000 | 78,879,000 | 114,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 530,205,000 | 542,708,000 | 559,403,000 | 561,354,000 |
| Total capital | 593,815,000 | 608,713,000 | 625,792,000 | 627,751,000 |
| Risk-weighted assets | 5,060,972,000 | 5,253,300,000 | 5,285,911,000 | 5,291,285,000 |