Call reports 2004
BRANCH BANKING AND TRUST COMPANY OF SOUTH CAROLINA — 2004
What BRANCH BANKING AND TRUST COMPANY OF SOUTH CAROLINA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 5,987,079,000 | 6,025,632,000 | 6,026,610,000 | 6,201,224,000 |
| Total loans | 4,755,748,000 | 4,803,388,000 | 4,651,872,000 | 4,704,431,000 |
| Allowance for loan losses | 91,511,000 | 87,292,000 | 88,541,000 | 86,298,000 |
| Securities available for sale | 72,267,000 | 69,082,000 | 67,035,000 | 66,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,456,827,000 | 4,514,564,000 | 4,497,109,000 | 4,632,600,000 |
| Interest-bearing deposits | 3,557,533,000 | 3,569,041,000 | 3,558,886,000 | 3,669,221,000 |
| Noninterest-bearing deposits | 899,294,000 | 945,523,000 | 938,223,000 | 963,379,000 |
| Equity capital | 526,173,000 | 542,008,000 | 554,838,000 | 557,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 63,990,000 | 128,029,000 | 195,359,000 | 269,498,000 |
| Interest expense | 19,584,000 | 38,631,000 | 58,187,000 | 79,439,000 |
| Net interest income | 44,406,000 | 89,398,000 | 137,172,000 | 190,059,000 |
| Noninterest income | 20,575,000 | 44,279,000 | 66,310,000 | 88,120,000 |
| Noninterest expense | 32,904,000 | 67,572,000 | 99,942,000 | 134,690,000 |
| Provision for loan losses | 10,296,000 | 10,448,000 | 14,839,000 | 17,115,000 |
| Pretax income | 21,781,000 | 55,657,000 | 88,701,000 | 126,374,000 |
| Income tax | 7,744,000 | 19,927,000 | 31,796,000 | 45,269,000 |
| Net income | 14,037,000 | 35,730,000 | 56,905,000 | 81,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 474,658,000 | 491,053,000 | 504,127,000 | 506,332,000 |
| Total capital | 534,763,000 | 551,679,000 | 565,283,000 | 568,486,000 |
| Risk-weighted assets | 4,775,753,000 | 4,822,252,000 | 4,864,168,000 | 4,945,032,000 |