Call reports 2003
BRANCH BANKING AND TRUST COMPANY OF SOUTH CAROLINA — 2003
What BRANCH BANKING AND TRUST COMPANY OF SOUTH CAROLINA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 6,301,547,000 | 5,707,295,000 | 5,658,765,000 | 6,020,511,000 |
| Total loans | 5,251,791,000 | 4,624,568,000 | 4,573,583,000 | 4,835,506,000 |
| Allowance for loan losses | 77,900,000 | 78,768,000 | 79,024,000 | 84,969,000 |
| Securities available for sale | 107,981,000 | 87,870,000 | 79,029,000 | 74,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,413,046,000 | 4,369,472,000 | 4,340,740,000 | 4,391,182,000 |
| Interest-bearing deposits | 3,646,044,000 | 3,572,530,000 | 3,532,841,000 | 3,530,221,000 |
| Noninterest-bearing deposits | 767,002,000 | 796,942,000 | 807,899,000 | 860,961,000 |
| Equity capital | 559,382,000 | 565,442,000 | 572,963,000 | 511,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 70,248,000 | 138,877,000 | 202,914,000 | 273,173,000 |
| Interest expense | 23,662,000 | 45,417,000 | 63,787,000 | 83,915,000 |
| Net interest income | 46,586,000 | 93,460,000 | 139,127,000 | 189,258,000 |
| Noninterest income | 24,244,000 | 50,228,000 | 77,185,000 | 98,361,000 |
| Noninterest expense | 34,963,000 | 72,796,000 | 108,820,000 | 145,024,000 |
| Provision for loan losses | 7,100,000 | 18,501,000 | 26,740,000 | 39,188,000 |
| Pretax income | 28,770,000 | 52,749,000 | 81,111,000 | 103,766,000 |
| Income tax | 10,114,000 | 18,554,000 | 28,608,000 | 43,637,000 |
| Net income | 18,656,000 | 34,195,000 | 52,503,000 | 60,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 507,728,000 | 515,805,000 | 523,653,000 | 462,545,000 |
| Total capital | 566,581,000 | 572,635,000 | 579,737,000 | 522,205,000 |
| Risk-weighted assets | 4,687,947,000 | 4,523,238,000 | 4,462,825,000 | 4,746,526,000 |