Call report 2004Q2
OAKLAND STATE BANK — 2004Q2
The 22 measures OAKLAND STATE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,478,000 | USD | evidence → |
| Total loans | 16,760,000 | USD | evidence → |
| Allowance for loan losses | 968,000 | USD | evidence → |
| Securities available for sale | 876,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,978,000 | USD | evidence → |
| Interest-bearing deposits | 22,065,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,913,000 | USD | evidence → |
| Equity capital | 2,642,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 776,000 | USD | evidence → |
| Interest expense | 274,000 | USD | evidence → |
| Net interest income | 502,000 | USD | evidence → |
| Noninterest income | 83,000 | USD | evidence → |
| Noninterest expense | 517,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | -52,000 | USD | evidence → |
| Income tax | -113,000 | USD | evidence → |
| Net income | 61,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,645,000 | USD | evidence → |
| Total capital | 2,889,000 | USD | evidence → |
| Risk-weighted assets | 18,763,000 | USD | evidence → |